Add idea template and README

TEMPLATE.md

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+# AI Business Idea Template
+
+Use this template for every AI/agentic business idea in this repo.
+
+## Title
+
+## One-Liner
+
+## Problem
+- What pain point does this solve?
+- Who experiences it?
+- How painful / frequent is it?
+
+## Solution
+- What does the product/service do?
+- Core workflows
+- Minimum Viable Version
+
+## Why It Needs AI/AI Agents
+- What specific agentic capability makes this possible?
+- Why is a regular SaaS / manual approach insufficient?
+
+## Target Market
+- Primary customer segment
+- Market size indicator
+
+## Business Model
+- Revenue stream
+- Pricing model
+- Unit economics
+
+## Differentiation / Competitive Edge
+- Why this vs existing alternatives?
+
+## Validation Status
+- Research undertaken: `untested / light / deep`
+- Evidence / links
+
+## Risks
+- Technical
+- Market
+- Regulatory
+
+## Resources Required
+- Skills / role types
+- Tooling
+- Capital / time estimates
+- Dependencies
+
+## Next Steps
+- [ ] Research
+- [ ] MVP
+- [ ] Pre-sales / signups
+- [ ] Launch